{"id":5253,"date":"2023-09-29T14:25:07","date_gmt":"2023-09-29T13:25:07","guid":{"rendered":"https:\/\/www.yourhealthyourpharmacy.co.uk\/?p=5253"},"modified":"2023-10-17T20:30:49","modified_gmt":"2023-10-17T19:30:49","slug":"debt-guidance","status":"publish","type":"post","link":"https:\/\/www.yourhealthyourpharmacy.co.uk\/debt-guidance\/","title":{"rendered":"Debt Guidance"},"content":{"rendered":"<p><strong>Here at Lowell, we understand that it can be stressful when it comes to dealing with debt. We\u2019re on a mission to remove the stigma surrounding debt and encourage open and honest conversations.<\/strong><\/p>\n<p>It\u2019s important to remember that no matter what you\u2019re going through, you\u2019re never alone &#8211; since 2007 we have helped 2.2 million people across the UK on their journey towards financial freedom.<\/p>\n<h3><a href=other/_-17 target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-5257\" src=index-456.html alt=\"\" width=\"729\" height=\"90\" srcset=\"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-content\/uploads\/2023\/09\/Lowell-NPA-initiative-design-02_linked-copy.jpg 729w, https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-content\/uploads\/2023\/09\/Lowell-NPA-initiative-design-02_linked-copy-300x37.jpg 300w, https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-content\/uploads\/2023\/09\/Lowell-NPA-initiative-design-02_linked-copy-150x19.jpg 150w, https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-content\/uploads\/2023\/09\/Lowell-NPA-initiative-design-02_linked-copy-435x54.jpg 435w, https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-content\/uploads\/2023\/09\/Lowell-NPA-initiative-design-02_linked-copy-500x62.jpg 500w\" sizes=\"(max-width: 729px) 100vw, 729px\" \/><\/a><\/h3>\n<h3><strong>What to do if debt stress is impacting your health<\/strong><\/h3>\n<p>If you\u2019re dealing with problem debt, feeling worried or stressed is a completely normal response. Whatever struggles you\u2019re facing, it\u2019s never too late to ask for help. If you\u2019ve recognised that you or a loved one may be dealing with debt stress, here are a number of steps to help you regain financial control:<\/p>\n<ul>\n<li>Reach out to your creditor \u2013 They will be able to look into how they can support you and ease your worries. This could include changing your payment plan or putting you in touch with organisations that can offer free, impartial advice.<\/li>\n<li>Talk to loved ones \u2013 Sharing debt concerns can be hard, but talking to others can feel like a weight being lifted off your chest and they may be able to better support you.<\/li>\n<li>Ask for help &#8211; If you are finding that debt stress is causing health problems, then you might want to consider contacting your GP. There are also other organisations such as <strong><em><a href=index-457.html target=\"_blank\" rel=\"noopener\">Samaritans<\/a><\/em><\/strong> and <em><strong><a href=index-458.html target=\"_blank\" rel=\"noopener\">Mind<\/a><\/strong><\/em> that can offer confidential and impartial emotional support.<\/li>\n<li>Review your finances \u2013 Whether that\u2019s identifying where you spend the most money or creating a budget plan. You can find some simple tools, including our budget calculator and benefits calculator, to help you on your journey towards better money management, on the Lowell website: <strong><em><a href=other/_-17 target=\"_blank\" rel=\"noopener\">Budgeting tools (lowell.co.uk)<\/a><\/em><\/strong><\/li>\n<\/ul>\n<p>For more information about how to talk to a loved one about debt, as well as a wide range of debt-related guides and articles visit our website: <strong><em><a href=index-459.html target=\"_blank\" rel=\"noopener\">Debt guidance | Debt help &amp; guides | Lowell<\/a><\/em><\/strong><\/p>\n<p>&nbsp;<\/p>\n   ","protected":false},"excerpt":{"rendered":"<p>Here at Lowell, we understand that it can be stressful when it comes to dealing with debt. We\u2019re on a mission to remove the stigma&#8230;<\/p>\n","protected":false},"author":6290,"featured_media":5254,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[211],"tags":[380],"acf":[],"_links":{"self":[{"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/posts\/5253"}],"collection":[{"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/users\/6290"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/comments?post=5253"}],"version-history":[{"count":1,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/posts\/5253\/revisions"}],"predecessor-version":[{"id":5258,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/posts\/5253\/revisions\/5258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/media\/5254"}],"wp:attachment":[{"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/media?parent=5253"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/categories?post=5253"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yourhealthyourpharmacy.co.uk\/wp-json\/wp\/v2\/tags?post=5253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}